Here is a great website...even from 2005 with a video that walks you through the process of getting rid of the nav bar in blogger.
http://blogger-templates.blogspot.com/2005/01/remove-navbar.html
5.10.11
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Here is a site to help figure out how to make a blog as well as how to make money while you blog and how to wade through the adsense, search engine optimizing and other aspects of the blogosphere.